Terms of Use

1. Acceptance of Terms

By accessing or using MortgageMoneyCalculator (the "Website"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please refrain from using our calculators and content.

2. Informational & Educational Scope Only

The calculators, numerical breakdowns, comparison tables, and articles provided on this Website are designed exclusively for general educational and informational exploration.

• No Financial Advice: Content on this Website does not constitute certified financial planning, tax guidance, investment recommendations, or legal advice.
• Not a Lending Offer: Calculator results do not represent formal loan estimates, credit pre-approvals, rate locks, or commitments to lend under the Truth in Lending Act (TILA) or Real Estate Settlement Procedures Act (RESPA).
• Hypothetical Estimates: Actual monthly housing obligations depend on individual credit profiles, lender underwriting criteria, local property tax assessments, hazard insurance underwriting, and market rate fluctuations.

3. No Lender or Broker Relationship

MortgageMoneyCalculator is not a mortgage lender, mortgage broker, loan originator, or financial depository. We do not originate mortgages, take loan applications, collect broker fees, or negotiate loan terms with lenders on behalf of borrowers.

4. Permitted Use & Intellectual Property

All original text, interactive calculator code, graphics, and interface styling on this Website are the intellectual property of MortgageMoneyCalculator and its operator, protected by applicable copyright laws.

You are granted a limited, revocable, non-exclusive license to use the calculators and educational articles for personal, non-commercial purposes. You may not scrape, frame, redistribute, reverse-engineer, or commercially exploit any proprietary code or content without prior written authorization.

5. Accuracy of Information & External Links

While we strive to ensure that amortization formulas and educational references reflect standard industry benchmarks, MortgageMoneyCalculator makes no warranty regarding the completeness, currency, or mathematical perfection of the information presented.

Hyperlinks to third-party government or industry websites (such as CFPB or Fannie Mae) are provided solely for user convenience. We do not endorse or assume liability for third-party content.

6. Disclaimer of Warranties

The Website and its tools are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express, implied, or statutory. We make no representations or warranties that calculations will be error-free or that access to the Website will be uninterrupted.

7. Limitation of Liability

To the fullest extent permitted by applicable law, MortgageMoneyCalculator, its creators, and operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, use of, or inability to use this Website, or any home purchasing or borrowing decisions made based on its tools or articles.

Notice: These terms outline mutual conditions of use and do not claim to provide guaranteed legal compliance across every municipal or international jurisdiction.