@import"https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&display=swap";:root{--font-sans: "Plus Jakarta Sans", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;--color-navy-950: #081728;--color-navy-900: #0f2744;--color-navy-800: #16365c;--color-navy-700: #1e4574;--color-navy-600: #2b5c96;--color-navy-100: #e7eff8;--color-navy-50: #f1f5fa;--color-green-700: #15803d;--color-green-600: #16a34a;--color-green-100: #dcfce7;--color-green-50: #f0fdf4;--color-amber-600: #d97706;--color-amber-100: #fef3c7;--color-amber-50: #fffbeb;--color-slate-900: #0f172a;--color-slate-800: #1e293b;--color-slate-700: #334155;--color-slate-600: #475569;--color-slate-500: #64748b;--color-slate-400: #94a3b8;--color-slate-300: #cbd5e1;--color-slate-200: #e2e8f0;--color-slate-100: #f1f5f9;--color-slate-50: #f8fafc;--bg-primary: #f8fafc;--bg-card: #ffffff;--border-light: #e2e8f0;--text-primary: #0f172a;--text-secondary: #475569;--text-muted: #64748b;--shadow-sm: 0 1px 2px 0 rgb(0 0 0 / .05);--shadow-md: 0 4px 6px -1px rgb(0 0 0 / .07), 0 2px 4px -2px rgb(0 0 0 / .05);--shadow-lg: 0 10px 15px -3px rgb(0 0 0 / .08), 0 4px 6px -4px rgb(0 0 0 / .04);--shadow-xl: 0 20px 25px -5px rgb(0 0 0 / .08), 0 8px 10px -6px rgb(0 0 0 / .04);--radius-sm: 6px;--radius-md: 10px;--radius-lg: 16px;--radius-xl: 24px}*{box-sizing:border-box;margin:0;padding:0}body{font-family:var(--font-sans);background-color:var(--bg-primary);color:var(--text-primary);line-height:1.5;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button{font-family:inherit;cursor:pointer}input,select,textarea{font-family:inherit}.container{width:100%;max-width:1200px;margin:0 auto;padding:0 1.25rem}.site-header{background-color:#fff;border-bottom:1px solid 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.85rem;border-radius:9999px;margin-bottom:1.25rem}.hero-title{font-size:2.75rem;font-weight:800;color:var(--color-navy-950);line-height:1.15;letter-spacing:-.03em;margin-bottom:1rem}.hero-subtitle{font-size:1.15rem;color:var(--color-slate-600);max-width:680px;margin:0 auto;line-height:1.6}.calculator-section{padding:1rem 0 3.5rem}.calculator-wrapper{background-color:var(--bg-card);border-radius:var(--radius-xl);border:1px solid var(--border-light);box-shadow:var(--shadow-lg);overflow:hidden}.calculator-grid{display:grid;grid-template-columns:1.15fr .85fr}.calculator-inputs{padding:2.5rem;border-right:1px solid var(--border-light)}.calculator-results{padding:2.5rem;background-color:var(--color-slate-50);display:flex;flex-direction:column;justify-content:space-between}.calc-section-title{font-size:1.25rem;font-weight:700;color:var(--color-navy-900);margin-bottom:1.75rem;display:flex;align-items:center;gap:.5rem}.form-group{margin-bottom:1.75rem}.form-label-row{display:flex;justify-content:space-between;align-items:center;margin-bottom:.5rem}.form-label{font-size:.925rem;font-weight:600;color:var(--color-slate-800)}.input-container{position:relative;display:flex;align-items:center}.input-prefix{position:absolute;left:1rem;font-weight:600;color:var(--color-slate-500);pointer-events:none}.input-suffix{position:absolute;right:1rem;font-weight:600;color:var(--color-slate-500);pointer-events:none}.calc-input{width:100%;height:3rem;padding:0 1rem;border-radius:var(--radius-md);border:1.5px solid 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ease}.read-article-btn:hover{color:var(--color-green-700);gap:.75rem}.site-footer{background-color:var(--color-navy-950);color:#fff;padding:4rem 0 2rem}.footer-top{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:3rem;padding-bottom:3rem;border-bottom:1px solid rgba(255,255,255,.12)}.footer-brand-title{display:flex;align-items:center;gap:.65rem;font-size:1.25rem;font-weight:800;margin-bottom:1rem}.footer-brand-desc{color:var(--color-slate-400);font-size:.925rem;line-height:1.6;max-width:420px}.footer-heading{font-size:.95rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:#fff;margin-bottom:1.25rem}.footer-links{list-style:none;display:flex;flex-direction:column;gap:.75rem}.footer-link-btn{background:none;border:none;color:var(--color-slate-300);font-size:.9rem;text-align:left;transition:color .15s ease}.footer-link-btn:hover{color:#fff}.footer-bottom{padding-top:2rem;display:flex;flex-direction:column;gap:1.25rem}.footer-legal-notice{font-size:.8rem;color:var(--color-slate-400);line-height:1.6}.footer-copy-row{display:flex;justify-content:space-between;align-items:center;font-size:.825rem;color:var(--color-slate-400)}.modal-overlay{position:fixed;top:0;right:0;bottom:0;left:0;background-color:#0f172aa6;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);z-index:50;display:flex;align-items:center;justify-content:center;padding:1.25rem}.modal-content{background-color:#fff;border-radius:var(--radius-xl);max-width:760px;width:100%;max-height:85vh;display:flex;flex-direction:column;box-shadow:var(--shadow-xl);overflow:hidden}.modal-header{padding:1.5rem 2rem;border-bottom:1px solid var(--border-light);display:flex;align-items:center;justify-content:space-between}.modal-title{font-size:1.35rem;font-weight:800;color:var(--color-navy-950)}.modal-close-btn{background:none;border:none;color:var(--color-slate-400);padding:.35rem;border-radius:var(--radius-sm);transition:color .15s ease}.modal-close-btn:hover{color:var(--color-slate-800)}.modal-body{padding:2rem;overflow-y:auto;font-size:.975rem;color:var(--color-slate-700);line-height:1.7}.modal-body h3{font-size:1.2rem;color:var(--color-navy-950);margin:1.25rem 0 .5rem}.modal-body h4{font-size:1.05rem;color:var(--color-navy-900);margin:1rem 0 .4rem}.modal-body ul{padding-left:1.5rem;margin-bottom:1rem}.modal-body li{margin-bottom:.4rem}.modal-body p{margin-bottom:1rem}.modal-body table{width:100%;border-collapse:collapse;margin:1.25rem 0;font-size:.9rem}.modal-body th,.modal-body td{border:1px solid var(--border-light);padding:.65rem .85rem;text-align:left}.modal-body th{background-color:var(--color-slate-50);font-weight:700}.contact-form{display:flex;flex-direction:column;gap:1.25rem}.contact-input,.contact-textarea{width:100%;padding:.75rem 1rem;border:1.5px solid var(--border-light);border-radius:var(--radius-md);font-size:.95rem}.contact-textarea{resize:vertical;min-height:120px}.contact-submit-btn{background-color:var(--color-navy-900);color:#fff;border:none;padding:.85rem 1.5rem;border-radius:var(--radius-md);font-weight:700;font-size:.95rem;transition:background-color .15s ease}.contact-submit-btn:hover{background-color:var(--color-navy-800)}@media(max-width:960px){.calculator-grid{grid-template-columns:1fr}.calculator-inputs{border-right:none;border-bottom:1px solid var(--border-light)}.tools-grid,.articles-grid{grid-template-columns:1fr}.footer-top{grid-template-columns:1fr;gap:2rem}}@media(max-width:640px){.hero-title{font-size:2rem}.calculator-inputs,.calculator-results{padding:1.5rem}.nav-desktop{display:none}.mobile-menu-btn{display:block}.payment-amount{font-size:2.25rem}.footer-copy-row{flex-direction:column;gap:.5rem;text-align:center}}.desktop-only-ad{display:block}.mobile-only-ad{display:none}@media(max-width:768px){.desktop-only-ad{display:none!important}.mobile-only-ad{display:block!important}}